Ram H Tolani, Group Chairman

Ram TolaniMr Ram H Tolani started his insurance career in 1969 from Jakarta, Indonesia, and
has never looked back. He has since built and shaped VIG, strength by strength, into a group that takes pride in its ability to balance ambition and principles. In 1972, he established a business production relationship with Zurich Life Insurance Company, Switzerland, straddling the Gulf, Far East and African regions, which lasted for three decades upto 2002. It is the learning from this relationship that provided the platform for VIG’s ethics and business standards.

With his diverse experience and in-depth expertise in the insurance industry across continents, he is the driving force behind channeling the group’s strategy and business spread across Asia and Africa.

As the Group Chairman, Mr Tolani also plays a significant role of mentoring and coaching the senior management at VIG. A firm believer in growth through positive psychology, Mr Tolani has the knack and experience for developing and deploying talent. He takes pride in his team, meticulously selected and trained internationally.

Mr Tolani is also a passionate photographer and stays abreast with the latest technological innovations.

G.Krishnan, Principal Officer & Director

G. Krishnan is a graduate in Commerce and a post-graduate in law and an Associate Member of Chartered Insurance Institute (ACII) London.  He has worked for over 38 years in Non-life Insurance, of which six were with General Insurance Corporation of India. He has also worked abroad with various general insurance companies at various positions in both Underwriting and Claims. He also worked with Royal Sundaram Alliance as Technical & Operations Manager. His responsibilities at VIG India include familiarisation of various insurance products, overseeing marketing requirements, operations, compliance and other aspects of General Insurance business including underwriting & claims.  He also assists clients for suitable insurance coverage and claims related issues.

His special expertise lies in assisting mega clients in the preparation of Tenders and in implementing their complex insurance programmes.”

Lovely Joe

Lovely Joe is a 1st Class Commerce Graduate from Mumbai University with Post Graduation in Business Management. She has also undergone Composite Broker training of IRDA. She has over 11 years of experience in Finance & Accounts. At VIG she heads all Finance & Accounts functions as well as all matters related to Administration. She is a valued asset and has been with the group for over 12 years.


Apart from the above key personnel, VIG India also enjoys the expertise of support personnel who are well qualified, have technical knowledge and possess adequate experience to effectively assume and address the intricacies of daily work.


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